Use an app – There are many mobile app options that can help you create and store a room-by-room record of your belongings.For example, you might describe the contents of a kitchen cabinet: "Poppies on Blue by Lenox, service for 12 that includes a dinner plate, salad plate, bowl, cup and saucer. Tape it – Walk through your house or apartment videotaping and describing the contents.Use your smartphone or digital camera-some give you the capability to put in the description of the item when saving the photo. Label your photos with what's pictured, where you bought it, the make or model-whatever information might be important to replacing and/or getting reimbursed for the item. Capture important individual items as well as entire rooms, closets or drawers. Take pictures – Create a photo record of your belongings.Use technology to make your home inventory easierĪ simple pencil and paper will suffice, but technology can make creating a home inventory much easier. It's better to have an incomplete inventory than nothing at all. Don't get overwhelmed – Once you've started your inventory, keep going even if you can't get it all done immediately.Keep proof of value – Store sales receipts, purchase contracts, and appraisals with your list.
Make sure you include them in your inventory. Don't forget off-site items – Your belongings kept in a self-storage facility are covered by your homeowners insurance, too.While you're making your home inventory list, check with your agent to make sure you have adequate insurance for these items before there is a loss. Check coverage on big ticket items – Jewelry, art and collectibles may have increased in value and may need special coverage separate from your standard homeowners insurance policy.Record serial numbers – Usually found on the back or bottom of major appliances and electronic equipment, serial numbers are a useful reference.
Count clothing by general category – For example, "5 pairs of jeans, 3 pairs of sneakers…" Make note of any items that are especially valuable.Include the basic information – In general, describe each item you record, and note where you bought it, the make and model, what you paid and any other detail that might help in the event you need to make a claim.
0 kommentar(er)
